|
Save Time
You can save
a lot of time by using our secure online application
No need to call several brokers or
lenders to find the best loans and rates
Save Money
We can shop hundreds of wholesale mortgage programs for
you to find you the most competitive loan.
|
 |
 |
| |
Thank you for
contacting us! |
|
|
 |
|
Documents
Typically Needed
Below is a list of items you
should have at the time you are applying for a
mortgage.
Employment/Income
____ Paystubs
covering the last 4 weeks
____ Last 2 years W2's
____ Bonus/Commission: Last 2 years signed Tax
Returns
____ If Self Employed: Last 2 years Tax and year to
date P+L
____ If Owner (25% or more): Last 2 years Corporate
Tax Returns & year to date P+L
____ If Child Support: Copy of Divorce Decree
Agreement
____ Last 12 months canceled checks to show receipt
____ Less than 2 Years employment: Work history
letter, Resume and/or Diploma
____ If Relocating: Offer letter and all relocation
documents regarding benefits
Assets/Downpayment
____ Checking and
Savings - Last 3 monthly or 2 quarterly complete
statements
____ IRA/401K - Copy of last 3 monthly or 2 qtr
statements
____ Stock and Investment - Last 3 monthly or 2 qtr
statements
____ If liquidating assets, proof of the transaction
____ Gifts - gift letter with all supporting
documentation
____ If Selling a home - Sales contract and HUD-1
settlement statement, when available
Credit
____ If Renting - 12
months canceled rent checks
____ If Resident Alien - Copy of alien registration
card
____ FHA/VA Loan - Driver License and Social Security
Card
____ If VA Loan - Original copy of Certificate of
Eligibility or DD214
Subject Property Information
____ Single Family
Home - Executed Purchase Agreement, Deed, Tax Bill &
Listing Sheet
____ Multi-Family - Executed Purchase Agreement,
Deed, Tax Bill, Leases
____ Condos - Executed Purchase Agreement, Deed, Tax
Bill, Condo Docs and Budget
____ Refinances - Deed, Tax Bill, cover page of
Homeowners Policy showing coverages
|
|
|
